Access Loan Finance Solutions Ltd was established in 2017 with a mission to bridge the gap between small and medium-sized enterprises (SMEs) and the financial resources they need to grow and thrive, in a nutshell we aim to facilitate access to finance in Rwanda. The company was founded by a group of experienced professionals who had spent years working within the banking sector. Through their extensive work with financial institutions, they identified a significant challenge faced by SMEs—many of these businesses struggled to secure financing, not because they lacked viable business ideas or the ability to repay loans, but because they lacked crucial information on how and where to access the necessary funds.
The founders noticed that many SME owners held the misconception that not having collateral meant they were automatically ineligible for financing. This misunderstanding, coupled with a general lack of knowledge about financial products and services, often left these enterprises without the support they needed to expand their operations.
Recognizing these challenges, Access Loan Finance Solutions Ltd was created as a dedicated partner for SMEs, guiding them through the complex landscape of financial options available both locally and internationally. The company specializes in helping clients secure loans, equity investments, stock options, and other financial instruments from a variety of institutions. Whether an SME has sufficient collateral or not, Access Loan Finance Solutions Ltd is committed to finding the right financial solutions to meet their needs.
Our Vision
“To be the leading financial solutions provider in Rwanda and beyond, recognized for our ability to facilitate access to finance for SMEs and other businesses, driving economic growth and fostering sustainable development across various sectors”.
Our Mission.
To empower small and medium enterprises (SMEs) by providing expert financial advisory services that enable them to secure the necessary funding to grow and succeed, regardless of their collateral situation. ALFS is dedicated to bridging the gap between SMEs and financial institutions, ensuring that lack of information or collateral does not hinder their access to finance.
Company history.
Dec 2017.
The Founding Vision
The Company was officially registered with the Rwanda Development Board (RDB), marking the inception of Access Loan Finance Solutions Ltd. Our Values include:
nov 2019.
The Partnership with BPI
A strategic business partnership was established with Business Partners International to connect the institution with various loan finance seekers, expanding its network and service reach
Aug 2021.
First Debt Bond Issuance on the Rwanda Stock Exchange
The company successfully facilitated the raising of Rwf 6 billion through a debt bond issuance on the Rwanda Stock Exchange, demonstrating its expertise in capital markets
Aug 2022.
First Business license for a NDFI
Access Loan Finance Solutions Ltd played a pivotal role in the successful registration and acquisition of a license for a non-deposit financial institution from the Central Bank, further broadening its service offerings
Dec 2023.
Portfolio Increase with more than RWF 10B raised for Clients
The company achieved a major milestone by facilitating the fundraising of over Rwf 10 billion for various clients across the hospitality, transport, manufacturing, and construction sectors, showcasing its ability to support diverse industries.
Mar 2024.
Partnership Agreement with AFR to provide BDS to 5,000 SMEs
A partnership agreement was sealed with Access Finance Rwanda, aimed at enhancing the ability of SMEs to access loan finance through local financial institutions.
A word from the CEO
Chief Executive Officer / Cofounder
Access Loan Finance Solutions Ltd was born out of a deep desire to empower businesses and transform dreams into realities. When I founded ALFS, my vision was to create a platform that would offer more than just financial services—we would be a partner in every client’s journey, guiding them through the complexities of the financial landscape with care and precision.
Today, I am proud to say that ALFS has grown into a trusted advisor for businesses across Rwanda. We specialize in business plan development, fund mobilization, and investor facilitation, helping our clients overcome challenges and seize opportunities. But this is just the beginning. My passion is to see ALFS reach new heights, expanding our reach and deepening our impact. Together with my dedicated team, we are committed to pushing boundaries, innovating, and ensuring that every business we touch not only survives but thrives. The future is bright, and I am excited to lead ALFS on this incredible journey forward.
FAQ’s.
Important Information for our Clients
We answer to the most common questions our Clients ask on our first consultation.
The duration depends on the scope of work and the specific sector for which the business plan is being prepared. However, it typically does not exceed two weeks.
Preparing a business plan is just one of the services we offer. Clients can choose to take the business plan and continue on their own, but we usually provide end-to-end support to ensure the full implementation of their project, including fund mobilization and investment facilitation.
Our services cater to businesses of all sizes and industries, from small startups to large corporations, as well as international investors looking to establish or expand their operations in Rwanda.
ALFS helps clients secure loans, equity financing, grants, and stock options from both local and international institutions. We tailor our approach based on your specific funding requirements and financial situation.
Yes, ALFS offers custom services for the diaspora and foreign investors who want to invest in Rwanda, especially in the real estate and industrial sectors. We provide tailored assistance in navigating the local business environment.
Absolutely. Our Collateral Shortage Solutions Service is designed to help businesses overcome collateral limitations by exploring alternative financing options and leveraging non-traditional assets, strategic partnerships, and guarantees
ALFS boasts an impressive 95% success rate in securing loans, equity, grants, and business licenses, thanks to our meticulous preparation, strategic approach, and strong partnerships with financial institutions and regulatory bodies.
The cost of our services varies depending on the scope and complexity of the project. After an initial consultation to fully understand your business needs, we provide a detailed and transparent quotation tailored to your specific requirements. This ensures that you receive a comprehensive breakdown of the costs before moving forward
